These terms of business are effective from 1st of June 2020.
This website ("Ucompare.ie") is owned and provided by JAD Marketing Ltd (registered in Ireland with company number 568680) whose registered address is at 49 Blessington Street, Dublin 7. Contact details - [email protected]
"Third Party/Parties”, “product or service provider" means the provider of any service or product advertised on this website or made available via this website.
JAD Marketing Ltd. T/A Ucompare.ie is an Insurance Intermediary and is authorised and regulated by the Central Bank of Ireland. JAD marketing is registered as an Insurance Intermediary under the European Union (Insurance Distribution) Regulations, 2018. Copies of our Authorisation status is available on request or they can be verified by contacting the Central Bank of Ireland.
JAD Marketing Ltd. T/A Ucompare.ie is subject to and complies with the Central Bank’s Consumer Protection Code, Minimum Competency Code and Fitness and Probity Standards, which offer protection to consumers and can be found on the Central Bank’s website www.centralbank.ie.
You acknowledge that by accepting terms and conditions on Ucompare.ie you agree to receive insurance quotes and updates by email based on the information you input on Ucompare.ie.
Ucompare.ie is not a broker, we only provide an online insurance comparison service that can be used to research and compare Travel insurance, Life insurance, Car hire excess insurance, Gadget insurance and other services provided by third parties whilst using Ucompare.ie. Our insurance comparison service is free and there is no charge for you to use this service. We receive a fee and/or commission from the third-party product or service providers when you use our service to purchase travel insurance or other products/services from them. Please be aware that we do not provide financial or insurance advice or a recommendation or endorsement in respect of any product or service referred to on this Website. Information provided on Ucompare.ie is for general information purposes only so that you can select the product or service that you feel is most appropriate to meet your needs. You should always check the suitability, adequacy and appropriateness of the product or service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any product or service. We suggest that you seek independent professional advice before you obtain any product or service via Ucompare.ie If you are in any doubt as to the suitability, adequacy or appropriateness of any product or service referred to on this Website.
We aim to provide uninterrupted access to this Website but we give no warranty as to the uninterrupted availability of this Website. We reserve the right to suspend, restrict or terminate your access to this Website at any time. We reserve the right to add, amend, delete, edit, remove or modify any information, content, material or data displayed on Ucompare.ie and without notice from time to time.
JAD Marketing Ltd. trading as Ucompare is a member of the Investor Compensation scheme established under the Investor Compensation act 1988, which provides certain remedies to eligible clients on default by us.
The right to compensation will arise only:
When an entitlement to compensation is established, the compensation payable will be the lesser of 90% of your loss which is recognised for the purposes of the Investor Compensation Act 1988 or Eur 20,000. Your legal rights against JAD Marketing Ltd. T/A Ucompare are not affected by this scheme.
Unless we tell otherwise before you use our services, JAD Marketing Ltd. T/A Ucompare receives referral fee from insurance product producers with whom we provide an online mediation facility.
Referral Fee charged for various products are listed below:
Travel insurance: Maximum referral fee charged is 20%
Gadget insurance: Maximum referral fee charged is 20%
Bike Insurance: Maximum referral fee charged is 20%
Car hire Excess insurance: Maximum referral fee charged is 20%
Life insurance, Mortgage Protection and serious illness protection cover: These insurance products are provided by PAX Financial Planning.
Maximum referral fee is 100% of the premium paid. If the client terminates their policy within first 2 years, this might result in product provider seeking to “clawback” some or all of the referral fee paid.
We will try to resolve all the complaints within 5 working days. In the event where we are unable to resolve your complaint within 5 workings days, we will then go to our full complaints procedure and your complaint will be acknowledged in writing. Full complaint procedure is summarised below. Each complaint will be acknowledged by us within 5 working days of receipt and updates will be advised in intervals of no more than 20 working days. We will try our best to resolve the complaint within 40 business days and findings will be furnished to you within 5 working days of completion of the investigation. In the event that you are not satisfied with the firms response to your complaint you may wish to direct your complaint to the Financial Services Ombudsman, 3rd Floor, Lincoln House, Lincoln Place, Dublin 2. Our full complaints procedure is also available on request.
It is the policy of the firm to avoid any conflict of interest when providing business services to its clients. However, where an unavoidable conflict of interest arises, we will advise you of the steps we propose to take in order to protect your interests before providing you with any business service.
JAD Marketing ltd. trading as Ucompare will treat any personal data or other information with respect and confidence in accordance with data protection legislation. We collect personal details to provide a high standard of service to you. We take care with the information provided; taking steps to keep it secure and to ensure it is used only for legitimate purposes. To fulfil these objectives, we may share information with other affiliates and they have their own data protection and confidentiality policy. The information and other data provided to JAD Marketing Ltd. trading as Ucompare may be used to advise you of products and services we may offer from time to time.
We comply with all applicable data protection legislation in relation to the personal data we collect from you.
JAD Marketing Ltd. T/A Ucompare.ie comply with data protection legislation and treat any personal or other information with respect and confidence in accordance with data protection legislation.