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  1. What isn’t covered?
    In common with other similar protection plans, the Personal Accident Plan does not cover accidents which are caused by the following:
    > War and terrorism
    > Riding a motorcycle, moped or scooter
    > Rock climbing or mountaineering,
    > Flying except as a fare-paying passenger
    > Competing in any race other than on foot or whilst swimming
    > Illegal acts, use of explosives, suicide or self-inflicted injury
    > Being under the influence of alcohol or drugs
    > HIV, AIDS and related sickness, disease or injury
  2. What are my payment options?
    You must be over 18 and under 65 years of age. You also need to be a resident in the Republic of Ireland.
  3. Can I apply for this plan?
    Waiting periods will apply on selected benefits. Please refer to the Policy Document for full information. No excesses are payable on this plan.

APRIL Group - Key facts

● €861 million turnover in 2016
● Over 3,800 members of staff
● 6,000,000 customers worldwide
● Operating in 33 countries

Important information

Cancellation rights
You have the right to cancel your policy for a period of 30 days from the start date or the date you receive your policy if this is later. If you cancel during this period you will receive a full refund of any premium paid. Please note that, if you have made a claim and subsequently wish to cancel your policy, we may seek to recover any monies paid to you in settlement of the claim.

Extra protection
Please read the Policy Document for full terms and conditions. This plan is underwritten by Covea Insurance plc. In the unlikely instance that Covea Insurance plc is unable to meet its obligations under the Personal Accident Plan, you will be protected by the UK Financial Services Compensation Scheme (FSCS). More details about the FSCS can be found on their website: www.fscs.org.uk

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