Does the thought of forking out an excess payment of up to €2,000 appeal to you?
If you answered ‘No’ to the question above, then you would be best off getting car hire insurance. Even if you never have to use the insurance, the peace of mind it gives you can be invaluable. When you are abroad, it is not always apparent where is safe to leave your vehicle and where it is not. Even the smallest of incidents can put a real downer on your well-earned vacation. Travelling in itself can be quite stressful so why not take out some car hire insurance and rest assured that you will be covered if your vehicle is damaged, stolen or involved in an accident.
Car hire insurance policies often extend to offer additional benefits such as damage to tyres, windscreen, roof undercarriage and keys. They can also offer cover in the event of carjacking, road rage or loss of use of vehicle.
Many people are of the opinion that all car hire insurance policies are the same, but that is not the case. There are big differences in the level of cover and the terms and conditions offered by insurance providers. Even though you may not like the idea of trawling through pages and pages of text, it is essential that you read your policy document to ensure that you have the right cover to suit your needs. When you compare insurance policies, you can save yourself a great deal of money. Some policies exclude particular types of vehicles, have limits on the length of time your rental can be and the country that you rent your car in. If you have any questions before you purchase your car hire insurance policy, it is advisable to call the company’s customer service team and ask them any questions that you may have. It is also important to purchase your car rental insurance policy before you pick up your rental vehicle as this cannot be purchased after the rental agreement has been signed.
They are some fantastic deals to be had if you take the time to look for and compare them. Many people forget about this type of insurance and end up having to pay the astronomical fees when they pick up their rental vehicle.