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Ucompare Blog covers – Latest news, handy tips and updates on topics like travel, gadget and life insurance. Keep yourself updated!

Travel Insurance and Why do I need it

Travel Insurance and Why do I need it

While Travel Insurance is not a legal requirement in Ireland unlike car insurance, but that doesn’t make it any less important. With the rise in the number of Irish people regularly leaving the country on holidays, business trips & even emigrating, it is crucial that you have a good travel insurance policy in place. Many people view travel insurance as an unnecessary expense but that couldn’t be further from the truth. Market research has shown that people are more likely to buy a travel insurance policy after hearing about other people’s misfortune when abroad.

And with good reason too, if you had an accident in abroad, the medical bills can put a big dent in your wallet. What can start out as a happy holiday away can leave families financial crippled. For example, a week-long stay in a European hospital could cost you up to €10,000 while similar stay in a U.S hospital can be several times more.

Aside from medical expenses, there are many other benefits to travel insurance too. Baggage is another important cover. While we never expect anything to happen when we travel abroad, we are without a doubt more vulnerable in other countries. It is important for you to have adequate travel insurance cover when you travel away with expansive jewellery, electronic or camera equipment, clothes, shoes etc. Thieves have many ways in which they target tourists, whether it by breaking into your accommodation, hijacking your transport or assaulting you in the street. In addition, airlines are also known to occasionally misplace their passengers’ belongings. The baggage cover in your insurance policy may also extend for additional covers, such as mislaid passport & delayed baggage. To help reduce the worry when you are abroad, it is best to get a travel insurance policy with baggage cover to meet all of your needs.

Another important consideration when taking out travel insurance cover is the cancellation section. The majority of trips we book, are booked months in advance of our intended travel date. While this gives us something to look forward to, it can also leave us exposed as something could go wrong in the meantime. That may be in the form of illness or death of a close relative. Travel insurance gives you the peace of mind that are protected should something get in the way of your travel plans.

 

Travel Insurance Ireland

Do I need travel insurance when traveling in Ireland?

While traveling around Ireland has its advantages, it’s not without its own risks too. Most people associate travel insurance with traveling abroad and rightly so, however, it is easy to forget that certain instances are just as likely to happen while traveling at home in Ireland. You are still likely to need to cancel a trip in the case of emergency. Your accommodation can still be broken into and your possessions stolen, and your transport provider may still go on strike and ruin your plans. I mention these instances with caution though, as the cover for traveling in Ireland can vary greatly from provider to provider. Some providers have a really good plan while others may exclude traveling in Ireland altogether.

Be aware that most travel insurers will not cover medical expenses in Ireland as this is likely to be relatively cheap or maybe even be covered on your health insurance. There is often a limit on the number of nights you have booked in Ireland in order for cover to apply, for example the policy may say that you need to have a minimum of two or three nights pre booked accommodation. There may also be restrictions on the type of accommodation you have booked, for instance it might only apply if you are staying in a hotel or B&B. If in doubt, it is best to check with your travel insurance provider.

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Frequently Asked Questions About Travel Insurance

Frequently Asked Questions About Travel Insurance

Choosing travel insurance can be confusing. Some people still prefer to sign up to the travel agent’s like they always have. Others wonder if there’s any point. Yet, once you know the difference between multi-trip and backpackers cover, it’s easy to see why it’s beneficial to compare travel insurance products. Importantly, you’re in control of how much or little you pay so there’s no nasty surprises when you need help the most. We’ve put together answers to top travel insurance FAQ and provided useful tips for finding cheap travel insurance for everyone from the bucket list types to the average family.

Top Travel Insurance FAQ

Business, pleasure and adventure are most people’s reason for travelling. Some travel often, others once a year. And while thousands flock to the beach, many prefer snow. Travelling by coach, boat or plane is also a preference and often part of the holiday. For this reason, there’s more than one type of policy, and lots of extra cover. To help, here’s some of the most frequently asked questions:

Is it a waste of money?

No. Medical bills can run into staggering amounts, even a basic policy provides medical and liability cover worth millions. You can get fairly cheap travel insurance and have peace of mind.

Where can I compare covers and prices?

Ucompare.ie can do it right now. While the kettle boils, you’ll get quotes from the top providers of travel insurance in Ireland.

Why should a traveller buy insurance?

There’s always a level of risk involved when travelling, and while we’d like to think accidents only happen to others, many are out of our control.

When do I need a single-trip policy?

If you travel once a year, a two week holiday for example, single-trip insurance is fine. If you plan a long trip, consider backpackers insurance.

When do I need annual cover?

If you travel often, annual (or multi-trip) policies offer good value. With weekend shopping trips to Europe becoming more affordable, people travel more.

When do I need cruise connection insurance?

Missing your connection may be nobody’s fault but the weather’s. Unfortunately, it’s not always included in a cruise policy.

Why do I need winter sports cover?

Ski and snowboarding holidays involve more risk than beach holidays. Medical emergencies often require specialist rescues. Your equipment is usually covered too.

 

travel insurance

Tips for finding travel insurance from Ireland’s top insurers

Besides helping you find cheap travel insurance, these 15 tips should give you an idea about different levels of cover, extras, and might prevent a few problems.

1. Grab a pen and paper to make a list of what you might get up to while you’re away. This is your insurance checklist.

2. Don’t presume. Riding an elephant in Thailand might be as common as riding a donkey; swimming with wild dolphins in New Zealand safer than a roller coaster ride. But some insurers might class these as dangerous sports.

3. Low-cost airlines. Compare cover for lost baggage, delays and cancellations. It’s these add-ons where they make money.

4. Buckets lists have at least one thrill-seeking activity. You might need adventure sports cover.

5. Stag and hen party mini-breaks could benefit from group cover.

6. Boat trips and excursions. It’s expected that most will take a day trip while on holiday. Many insurers include it, some don’t.

7. While backpackers insurance covers you consistently throughout a year’s travel, and includes working while you’re away, multi-trip/annual cover is usually limited to 90 days, travel only.

8. In most European countries, a European Health Card entitles you to the same (often free) medical care as a local person.

9. Excess. Lower premiums often have a higher excess. Paying a little extra on your premium might be a Godsend.

10. Increase single item cover. Standard policies only cover €250 per item. But phones and tablets cost much more.

11. Natural disasters. Although rare, volcanoes, earthquakes and tsunamis occur. Ash clouds ground flights for weeks; floods block roads. Catastrophe cover isn’t always included.

12. Group cover. If anyone has been declined insurance, had more than three claims in three years, or has a criminal record for fraud, your policy could be void.

13. Before you travel. Make hard copies of everything: family and emergency contacts, insurance policy numbers and other travel documents.

14. Off the beaten track. Check the local government’s website for the latest travel alerts. Most insurers won’t cover acts of terrorism, like kidnapping.

For tips on keeping safe while travelling, click here.

15. Couples cover. Couples save costs by sharing many things, insurance for travelling is no different.

The best travel insurance quotes instantly

Being Ireland’s first real-time online travel insurance comparison website, Ucompare.ie has earned an excellent reputation amongst its customers for providing the best travel insurance quotes. An easy-to-navigate website, with common-sense questions and options, means using Ucompare.ie to compare travel insurance is almost fun.

Knowing the type of cover you need, for this holiday and future adventures, you can now choose what works best for you and do it with confidence.

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Mountains are calling!!

Mountains are calling!!

What you need to know about Ski Travel Insurance

Whether you are a romantic couple looking for an adventurous getaway for Valentine´s day or a family looking for a fun and enjoyable Mid-Term week holiday, February is definitely the best month to hit the slopes. And if you haven´t booked your ski holidays yet, hurry up! There are great deals out there which will include flights and accommodation for all budgets, but be careful, many of them won´t include ski Travel Insurance and ski-holidays travel agents won´t let you travel unless you have a valid Travel Insurance policy.

Let´s be honest now, skiing and snowboarding are dangerous sports, no matter how much risk you take on the slopes, the possibilities of having an accident will always be there.

What kind of Travel Insurance do you need then?

Winter sports Travel Insurance.Maybe is the first time you hear about it, or maybe you have seen it before but you didn´t know if it was worth to buy it? Winter sports Travel Insurance has many benefits (of course, this will vary depending on the Insurance policy) and below are some of the main ones you want to make sure are covered:

  1. For those who have Annual Travel Insurance, make sure the option of winter travel sports is included, as many Insurance companies will have them as an extra.
  2. Loss, theft or damage of the ski-equipment.
  3. In case of not being able to ski because of an injury, the cost of the ski passes, your school classes, and ski hire equipment would get reimbursed.
  4. Rescue from the mountain/repatriation.
  5. Off-Piste skiing/snowboarding, but be careful here, because some policies will only cover if you are accompanied by a fully qualified ski/snowboard instructor.

We do recommend comparing Insurance policies and buy the policy that suits your criteria and budget. Please note that cheapest Travel Insurance policy might not cover all your requirements.

Questions you want to check before you buy a winter sports travel insurance policy:

  1. Is there any age restriction on the policy?
  2. If I have to cancel my ski-holiday, will I get my money back?
  3. What will happen if there is no snow in my Ski-Resort?
  4. Does my policy cover medical expenses, including rescue from the mountain or repatriation to Ireland? What happens if I injury another person on the slopes?
  5. Does this policy cover extras, such as lost/thief of ski equipment?
  6. Does my policy covers Off-Piste?
  7. Will I get the money of Ski-Pass/Lessons/Ski Hire if I get injured?

So now that you know everything, pack your warm cloths and enjoy the slopes!

 

 

Top travel destinations around the world, how to select the ones best suited for you

Top travel destinations around the world, how to select the ones best suited for you

If you love travelling and if you ever had to choose a travel destination that would meet all your ‘perfect trip’ criteria, you already know how difficult it is. To make your life easier, we have here top travel destinations around the world. No matter if you are looking for a romantic escape, want to enjoy different types of sports, visit colonial destinations or simply spend your holidays in a lovely, quiet place, the list of fascinating and safe tourist spots is practically endless. It is your job then to decide what the thing that motivates you to choose one location over another , in order to find your dream travel route is.

In this post we have some advice for you to take into consideration before you plan and select a perfect destination for your travel:

  • Define what you expect from your trip; whether it is to relax or to explore, whether you want to sunbathe on the sandy beach away from civilization or spend your time moving around and sightseeing from dawn to dusk. If your top priority is to rest, you might want to have a closer look at the places famous for their chilled atmosphere and warm ocean, such as the Caribbean, Central America, the Mediterranean or Asia. But, if you are looking to visit places with rich history and breathtaking  sceneries, South America or Europe might be a better option for you.

 

  • Think about your budget. If you are lucky enough not to have to worry about the money, your options are practically unlimited, but if you are planning a trip on a budget, you might need to think about the ways of cutting your costs down. One way to save a bit on your travel is as simple as to seek destinations with a local currency that is weaker than yours. For example, if you live in Ireland, you can look at the countries  where the currency other than euro is being used. They are usually (not always!) relatively cheaper, so everything from food to souvenirs is less expensive

A good example of such low cost travel would be ecotourism in Guatemala. Once you can afford the flight, being there will cost you practically nothing. (For those unfamiliar with the term, ecotourism is when you travel without disturbing natural areas, in order to enjoy, appreciate or study natural attractions (landscapes, flora and fauna) and local culture.)

 

We hope that sorting these key aspects (expectations and budget) out will give you some ideas about the next travel spot, but we are well aware that even with clarity regarding the above, you might still have a hard time deciding  on the next perfect trip.

That’s why we have looked at many different reviews from other experienced travelers for you, and have compiled a list of destinations around the world to help you narrow your options down and make a decision.

We hope the following recommendations will ease your choice of what your next travel destination is going to be:

  • Marrakech, Morocco:   many people consider this “Jewel of the South” to be the best travel destination in the world. With its reliable temperatures (ideal from mid February to end April) and mouth-watering local cuisine it is a perfect place for a short trip, but offering fascinating historic sites and other landmarks and activities (like golf on six courses or treks in the Atlas mountains) will easily satisfy also travellers willing to stay for longer.

 

  • Siem Reap, Cambodia: an ancient system of the temples contained within one of the largest religious complexes in the world. Together with the 12th century Angkor Thom royal city, it is considered the main reason to visit not only Cambodia, but the whole South East Asia. In Siem Reap you can immerse yourself in the national history while exploring Cambodian Cultural Village, and then learn a lesson in bargaining at the Angkor Night Market: a cluster of shopping stalls, food vendors, and bars. And don’t think three days at the temples is enough.

 

  • Istanbul, Turkey: Istanbul is a city like no other, where European and Asian culture meet, resulting in a breathtaking combination of ancient architecture with modern constructions. From restaurants and mosques, to bazaars and Turkish baths, this city offers unlimited options for travelers who enjoy being active around the clock.

 

  • Hanoi, Vietnam: located in the north, Hanoi is one of the main destinations for visitors to this exotic country. Offering a mixture of Eastern, Colonial and French styles, it is a fascinating place for discovering Vietnamese culture and enjoying simple pleasures of fine dining and beautiful weather. There is no way to be bored in this city of multiple lakes, parks, boulevards, temples and pagodas.

 

  • Prague, Czech Republic: Prague has it all: a historic Old Town full of hidden courtyards and cobblestone lanes; a romantic riverside packed with extravagant cafes and old-fashioned bars; and a rich cultural programme offering anything and everything from classical music to intensive courses of traditional brewing in local microbreweries. No wonder why Prague charms everyone who visits.

 

  • Buenos Aires, Argentina: the capital and largest city of Argentina, the second-largest metropolisin South America, birthplace of tango. Many people say that Buenos Aires is two cities in one: part European, with an atmosphere resembling cities like Madrid or Vienna; part Latin American – compelling and seductive, with typical South American bustling energy.

The city offers unforgettable shopping experience you can immerse yourself in when wandering along its grand, wide boulevards; and quality relaxation time combining modern art related activities with vibrant nightlife.

 

  • Cape Town Central, South Africa: not only the most popular tourist destination in South Africa, but Africa as a whole. Cape Town is famous for its good climate, well preserved nature, and well-developed infrastructure.  It offers excellent eco friendly tourism, beautiful beaches, and amazing wildlife encounters like no other place on the continent.

travel destinations

We hope you enjoyed our review of some of that best travel destinations around the globe. It is important to remember that although these places are perfect locations to spend your holidays, you still need to make sure to do everything in your power to be free from unnecessary problems during your trip.

Unfortunately, sometimes even the most experienced travelers suffer setbacks, and for that reason it is very important to have travel insurance which will be protecting you and your family during your holidays.

UCompare offers the best choice of travel insurance to help you enjoy your deserved holiday without worrying about the things that might go wrong when you are away.

Useful tips to make your travel safer

Useful tips to make your travel safer

People always look for a safe travel holiday. We all love to visit new places, meet people and learn about other cultures. It doesn’t matter if we are on the road for just a few days or a few months, a trip is always the best way to experience life, enjoy ourselves and make new memories for the future.

What can we do to make sure we maximize this experience?  How can we free ourselves from unnecessary worries and concerns and fully relax?

The answer to these questions is: travel safety. Whenever and wherever you go  make safety of your family and yourself,  your priority.

To help you prepare to travel as safely as possible, we gathered a list of practical tips you might find useful when getting ready to hit the road:

Make copies of your personal documents

Taking the original documents with you is of course necessary when taking a flight or crossing a border, but carrying them at all times is the whole different story. A very risky one. Therefore, to make sure you don’t lose or damage them during your daily activities, leave all originals at the hotel or in your luggage and only keep the copies handy. Make sure you photograph and/or copy the following items:

  • Passport and/or identity card.
  • Driver’s license.
  • Details of your travel insurance
  • Tickets and reservations

Make a list of things you want to bring along

It sounds basic, but can save you a lot of trouble later, especially if you are a’ last –minute packer‘ type of traveler.

Write down all the items you want to take with you, starting from the smallest ones (like socks), and finishing with the biggest (like a tent!). This will help you not to forget the essential but easily missed items you’ll require. You can also use one of many available packing list apps, offering pre-created trip type checklists with comprehensive records of everything you might need for the type of trip in question.

Make  sure you don’t forget:

  • Camera to capture the best moments
  • Universal electricity adapter (check which plug adapter you’ll need and the voltage in your destination country so you can avoid frustrating electricity mishaps).
  • Charger and power bank, to make sure your phone doesn’t die on you the moment its battery runs out
  • Sunscreen
  • Documents and their copies (placed separately in your luggage to minimize a possibility of losing both)
  • Medicines you are taking regularly in the right doses (taking prescriptions just in case, might be a good idea too!)
  • Emergency kit containing basic first-aid items (bandages, gauze, antiseptics, painkillers, motion sickness pills, eye-drops, etc.)
  • Credit cards and cash
  • Avoid carrying large amounts of cash but have enough to pay for small things (like water or food). Also, make sure your cards work abroad and your bank won’t charge you a huge commission for withdrawing money there.

Think about other ways to make your travel safe:

  • Do some research about the destination(s) you will visit during your trip, know where the closest embassy is and what number to call in case you lose your documents or need medical assistance
  • Give a copy of your itinerary to a member of your family or a friend; check-in with them from time to time so they know you are ok!
  • If you are driving during the travel make sure your vehicle is in good shape and working properly.
  • Print or download maps of the destination you will visit to easily locate routes, attractions and services.
  • Check the weather forecast for the places you will go to and pack your clothes accordingly
  • If any exotic destinations are on your list, make sure you get all the necessary visas and/or  vaccinations prior to your travel
  • Make sure all your travel documents are valid and not expiring before you come back
  • Avoid wearing flashy jewellery which could attract thieves
  • wear a money belt or neck wallet to actively protect your credit cards, cash, and identification when you’re out and about
  • Make sure your luggage is labelled with smart tags with your contact details
  • Don’t leave your belongings unattended and keep your eyes open.

Safe Travel

 

Get travel Insurance

No matter how well prepared you are, there are always things that happen beyond your control. We have all heard horrible stories about delayed or cancelled flights, lost luggage or accidents, which could ruin even the best holiday. Make sure you are covered in case anything like that happens during your trip. Visit UCompare to find the best insurance at the best price possible.

Step-by-step guide to planning a trip

Step-by-step guide to planning a trip

Have you ever gone on a trip that you’ve been waiting for a long time, only to be disappointed? If you are tired of suffering countless setbacks or difficulties during your travels you need to read more to know get tips for planning a trip.

You will be surprised how often tourists encounter problems during trips. Turning what could have been a perfect holiday into an average travel.

Traveling is an essential part of every human, for most people a travel is full of life-changing stories, moments and memories. However a fun trip is not exactly easy to accomplish, because in order to avoid any inconvenience and enjoy a nice holiday with your partner or family, it is important to follow some preparation first.

Regardless of the destination and members traveling, there is always an obligatory amount of effort needed when planning a holiday. If you don’t want to end up with a wasted opportunity, we highly recommend you to follow these steps:

Today we live in a world led by technology, with handy tools like the Internet that allows users to be one click away from all possible traveling information and best destinations around the world.

Nevertheless, sometimes this might turn out to be a curse to many people. Because with all the massive material you discover on websites, it’s easy to end up finding sources not reliable, that may ruin your trip in the long run.

That’s why the main idea behind this post is to provide a list of all the necessary steps you must complete when planning a trip. We are certain that the possibility of a memorable and special holiday increases greatly with this information at your fingertips.

Planning your next trip

 

Step-by-step guide for planning a trip

  1. Decide which locations you want to visit:
  • As we mention before, technology is a great ally and a handy tool. Today, it is easy to access thousands of websites that can help you gather information about travel destinations. Nevertheless, always remember that before making any reservation, you need to decide on the purpose of your holiday. Are you looking for an adventure tour? Do you need a trip to relax from work stress? Considering a romantic getaway with your partner? Once these questions are answered, you may proceed with the next step.
  1. Make sure all your travel documents are in order:
  • In case you decide to visit other countries, the next required step is to check if all your travel documents are current and valid. Also remember that some countries might require additional certificates to allow your entry. Therefore we recommend checking first on the Internet for more information.
  1. Establish the departure date and length of your trip:
  • Before doing any reservations, it’s important to establish the date your holiday starts. This way you can research the different hotels and flights available on the dates you intend to travel.
  1. Evaluate your financial budget:
  • If you want to avoid any unpleasant surprises the next time you check your bank account, we advise calculating a budget for your trip and studying all travel costs (hotels, flights, activities, food, and transport). This way it is easier to have a notion of how much you shall spend during your holidays and if you can afford it.
  1. Check for package deals:
  • Sometimes airlines and hotels have special last minute deals. That’s why before rushing into making any reservations, we highly suggest checking over the Internet for travel promotions. This will certainly bring benefits, because you will save some money and maybe invest that cash during the trip.
  1. Subscribe to a travel credit card:
  • Another method to save some cash is to get a travel credit card, this way you can earn points while traveling, that can later be redeem for discounts on flights and hotel rooms. Our advice is to sign-up as soon as possible to these credit cards, so that next time you are planning a trip, you might get a hotel or flight at a discounted rate.
  1. Book hotel rooms and flights tickets:
  • Once decided when and where your next trip is going to be, it is time to make reservations. Although with flights we advice not to rush booking airplane tickets, they definitely need to be your first priority. Probably because sometimes they are the most expensive part of the travel. Our recommendation is to reserve them 2 months before departure.With hotel accommodations, you have more time to decide, because in some cases you might be able to find more options and diversity to choose from, meaning there is more flexibility when you make room reservations. Nevertheless, remember that during high season, booking a room could turn out to be a complete nightmare.
  1. Notify your trip plans to a friend or family member:
  • It is important to notify your travel plans to a close friend or family member when you are arranging a trip. Leaving if possible any contact and address information, so if anything goes wrong, it’s easier to receive help from people you know.
  1. Start planning your activities itinerary:
  • Now its time to draft your trip itinerary, research and select which activities you want to do based on your budget or likes, this will certainly help you figure out if any additional reservations are needed. Although sometimes holidays are subject to changes, we recommend in this step to plan ahead a schedule of all the things you wish to perform during the travel. Making it easier to do any last minute adjustments.

10. Time to pack your belongings:

  • Our suggestion in this subject is to start packing 2 weeks before departure. Allowing travelers the opportunity of doing a list with all essential things, only performing any last minute changes if necessary. Additionally, we encourage people to always travel light, not only this shall avoid discomfort, but also give more space for shopping and buying souvenirs during the trip.

11. Buy travel insurance:

  • As we stated before on other posts, travel insurance is fundamental if you want to enjoy your holidays from start to finish. Having insurance while traveling, not only will help you in case of emergencies, but also offer quick assistance at anytime if you encounter setbacks. Consequently, our advice on this matter is to buy travel insurance as soon as you make the first reservation, so the insurance refunds the money if a trip cancelation occurs.

12. Enjoy your holidays:

  • The last thing on this list is to fully enjoy your deserved holidays with your loved ones. If you follow our guide step-by-step to plan a trip, organize yourself with time and invest work on your planning, there is nothing to worry about.

 

Finally, we sincerely hope this post can serve as a helpful guideline, which can assist people to better prepare and arrange their next travel plans. Likewise, be confident that if you follow each step in order, you will not miss a thing, have money to spend on your trip and be protected if anything goes wrong.

 

Lost luggage, how to avoid it? What to do if this happen

Lost luggage, how to avoid it? What to do if this happen

When planning a trip with full attention, you make a list of all essential things. You fold them and somehow manage to fit everything in your suitcase, but sometimes when you reach your destination you may suffer setbacks and get a shocking news like: a lost luggage.

 

Nothing else ruins a holiday more than a lost luggage.

When your entire luggage fails to appear on the airport baggage carousel, you start experiencing many emotions at the same time: from surprise to stress and anger. Time passes but you don’t receive any information about your belongings and you start to get worried, till the point you admit that your things are somewhere else.

 

If this happens, you need to go to the information and complains desk of the airline with which you flew. Then you need to give the receipt for your luggage; then you will fill out a form called PIR (Property Irregularity Baggage) allowing you to make a claim with a bag tag. It’s very, important you do all this as soon as possible, because even though the deadline for claiming is between 7 and 10 days, depending on whether the flight is international or domestic, the truth is that the more time passes the more difficult it would be to locate and recover your belongings.

 

The maximum amount of compensation for lost and damaged luggage is the same: €19 per two pounds of baggage on domestic flights (max €568) and €28, 4 per two-pound baggage on international flights (max €1,136). In case of losing all checked luggage, the airline must cover its total value.

 

So now the question many people ask:

 

Is there a way to avoid this uncomfortable situation before traveling?

 

The answer is yes and we will give you some tips you can use to avoid setbacks during your trip concerning your belongings:

 

  • Try booking nonstop flight to your final destination, because the more connections you make at different airports, the higher the possibility for the airline to misplace your luggage becomes.

 

  • If booking a nonstop flight is not possible, the best way to fly is to have flight connections with several hours apart. This will decrease chance possibilities of losing suitcases.

 

  • Try using smarter tags that feature codes or microchips that people can use to locate lost belongings.

 

  • Check-in your luggage early, because airport workers need time to process and load the luggage onto planes. Therefore if you arrive late to your flight, there is a good chance your belongings won’t make it in time to the airplane.

 

  • Place your flight itinerary along with your contact information inside your luggage; we recommend doing this because sometimes luggage tags can easily fall or get torn during This way it will be easier for the airline to know the final destination of your luggage.

 

  • Take several photos of your luggage, this way if your belongings goes missing, the photo shall help the airline workers to locate it. Also, a photo of your baggage claim ticket and a photo of the inside can serve as evidence if needed.

 

  • The use of a luggage stickers is highly recommended, suitcases could be taken by another person by mistake at the airport carousel. Therefore it’s easier to recognize your bags if you give them a distinctive and unique look.

 

  • Remove any old tags from previous flights, this will prevent any confusion among the airport workers.

 

  • When you check your bags at the airline counter, make sure the person tagging your belongings attaches the correct destination

 

Lost Luggage

 

Even though the tips above can be helpful, we strongly recommend that after you book a trip you buy travel insurance. Today, many companies that offer travel assistance help clients in case of any setbacks. Without any doubt, one of the most common and uncomfortable travel inconvenience is when your bags end up missing.

 

Travel insurance coverage concerning lost luggage is different, depending if your bags are lost temporarily or permanently.

 

  • In case of a temporary loss of belongings, the insurance will reimburse the client with a small amount of money to so they can buy essential personal items, while the luggage is being located and recovered.

 

  • In case of a permanent loss of belongings, the insurance will reimburse the client for the value of the lost luggage and personal items inside it with a higher amount of money.

 

In some cases, some flight companies take days or even weeks to determine if your belongings are lost permanently and decide to pay you.

 

It’s important to mention, that even though travel insurance works better and faster in cases of lost luggage, every insurance policy has value limits that will differ depending on the plan you choose. (Buy directly with insurance company.)

 

  • Travel insurance baggage coverage is secondary, if another travel supplier is involved (airlines). If your belongings get lost during your trip and no other supplier is responsible, the secondary coverage becomes a primary one.

 

  • In case of lost luggage, every travel insurance company has a plan that defines a maximum payout and an individual item limit.

 

  • Also keep an eye on the fact that some travel insurance companies have a list of items that aren’t covered by any plan in case your belongings got lost.

 

  • Be sure to read and fully understand all coverage limits, exceptions and details before getting / buying any travel insurance.

 

Always keep in mind that traveling for pleasure or business is always an enriching experience, but sometimes it can be overshadowed by very annoying details.

 

Everything that has to do with airports, often requires great patience and in many cases makes you feel down. Therefore consider the advice and tips posted here before starting your trip and remember that the best way to avoid any setbacks during your holidays is to travel safe with insurance that will cover you at any time. Discover how UCompare.ie can help you find the perfect luggage insurance.

Why you need to buy trip insurance now

Why you need to buy trip insurance now

Trip Insurance? The thing is that when you plan a trip, no one thinks that something might go wrong, but the reality is that everyone can suffer setbacks even on the most meticulously and organised vacation: cancelled flights, lost luggage, injuries, illness, booking problems, stolen belongings, among others.

That’s why instead of avoiding this reality, the best thing you can do is have a back-up plan. Travel insurance is a quick and effective way to protect you and your family, so you can relax and enjoy your well deserved vacations.

First you should know that most travel insurance is sold in packages, combining various categories of coverage. Therefore before making any decision, it is wise to go through them all, determining what you need and what you don’t, depending on where your vacation will be and how much time you will spend on your trip.

Most packages usually include:

  1. Full medical attention coverage.

  1. Emergency evacuation assist.

  1. Accidents, injuries or illness.

  1. Last-minute trip cancellation.

  1. Delayed or lost baggage insurance.

  1. Flight delay or cancellation insurance.

  1. Trip interruption coverage.

  1. Replacement of travel documents, belongings and money lost.

  1. Legal help or assistance.

  1. 24-hour customer service.

One common thought among people is that paying for travel insurance is a waste of money, especially after booking an expensive trip. That’s why we want to take this opportunity to explain all the benefits of safe traveling and talk about some of the misconceptions travellers have regarding insurances.

The following list sums the main misconceptions people have regarding travel insurance:

  • During my trip nothing bad will happen to me or my family: unfortunately nothing in this life is for sure, you never know what will happen during your vacation in Costa Rica. Therefore the best way to avoid any setbacks is to protect yourself from any anticipated problem by getting a travel insurance policy that will take care of you and your family.

  • Back at home I have insurance; therefore there is no need to spend more on additional policies: unless the insurance you have already purchased includes full coverage when traveling to other countries, your domestic insurance will be useless if anything happens during your trip.

  • I don’t need insurance, because I won’t be covered unless something really bad happens during my vacations: most travel insurance policies will cover travellers in case of illness or injuries. Also it can protect you if any problem occurs with your flight, hotel or luggage.

  • Travel insurance is not for me, just for people involved in doing adventure trips: while it is more likely that people seeking adventure sports will suffer an injury. The truth is that anyone could suffer an emergency during a trip. Therefore the best thing to do is to have travel insurance and avoid unnecessary risks.

  • In case of a medical emergency, the costs abroad are cheaper and I will be able to pay them: even if your vacation takes place in a country that has cheaper medical costs, the truth is that if you suffer an emergency, you and your family will receive the best treatment, because travel insurance guarantees quality medical service everywhere.

  • I can make all reservations now, but I will buy the travel insurance the day before I leave: the best option is to make reservations and buy insurance all together at the same time, because if you have to cancel your trip, you will probably lose the refund for the flight, hotel, etc.

Keep in mind that when done right, traveling does not have to be an unpleasant experience. The main idea is to take time for yourself, doing activities you can enjoy. In the end you will have fewer worries and more good memories. This is precisely what good travel insurance  policy offers, removing all the negativities that can ruin your trip to other countries.

With that in mind, here is a list of problems you may encounter before or during your trip, along with the solutions that travel insurance offers:

Problems that can happen

Solutions given by the insurance

A member of your family has an illness the day before the trip.

Refund all the money invested in the vacation.

You or a member of your family gets injured during the travel.

All medical expenses are arranged and covered.
While on your trip your wallet and documents got stolen. Assign the client with emergency money and assist them in replacing documents.

A hurricane forces an evacuation on the place you are staying.

Assist with new travel arrangements and reimburse money for the unused portion of your trip.

Your luggage is lost and your prescription medication was inside.

Help locating your luggage and getting a new prescription swiftly.

ski insurance

At this point, the importance of travel insurance is pretty obvious. Nevertheless, here are some of the reasons why everyone needs good traveller insurance:

  • Helps with the protection of the items you take on the trip. The main idea is that all your belongings are safe, so the ride is smooth and you don’t suffer any setbacks. Therefore good travel insurance will reimbursed clients, if they suffer a problem with the luggage.

  • If you experience any problem with your flight, travel insurance services offers the possibility to cover your stay in a hotel near to the airport or any other necessary expenses.

  • If a medical emergency presents itself, the travel insurance will collaborate with the transfer to a nearby hospital, as well as monitoring any inconvenience that may occur.

  • In case of cancellations, your travel insurance can reimburse part of the cost of your trip, to minimise your losses.

Beyond all the positive things we talk about travel insurance in this article, always keep in mind the most important thing: enjoy your travel without worries.

However, searching for the right travel insurance deal is as enjoyable as a doctor appointment. You just wish someone else would sort it out for you. At Ucompare.ie we do all the hard work of bringing the best travel insurance deals for you, so you can choose quality insurance at the best possible price.

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